Frequently Asked Questions (FAQ)

Am I going to re-finance my car?
No, this is not a solicitation for re-financing. Finance Recall is a program designed to upgrade not only your existing vehicle but also your existing contract by finding the options that can offer you lower monthly payments, lower annual percentage rates, or shorter contract terms. We will connect you with a dealership who will work with you directly to accomplish your goals.

Is there a dealership involved?
Finance Recall has a network of participating dealerships that understand this program and can provide you with the options you need to improve your situation. Each dealership is carefully screened and must meet strict Finance Recall criteria in order to become a participating member.

Do I get to choose the car or truck I want?
Yes, options can be presented to you including the option to purchase a new or pre-driven vehicle. Your goals are what will be focused on.

Do I have to go to the dealership I purchased my car from?
Absolutely not. Once you register as a Finance Recall participant your information will be routed to the closest participating dealership. Only certified members can participate in this unique program.

I am leasing my car. Do I still qualify?
Yes! There are programs available that may allow you to walk away from all your remaining payments and start a fresh purchase or lease.

I like my car, but I would really like lower payments. Can Finance Recall help?
In some cases you may be able to re-structure your existing loan, however most individuals, when presented with the option of a newer car at lower monthly payments choose to upgrade.

Do I need to put money down?
Every situation is different. If your goal is to work with little to no money down, please let us know so we can work toward accomplishing your goals.